Terms of Service
Last Updated: January 16, 2025
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Section 1: SMS Terms & Conditions
1.1 Consent & Privacy
By opting in to receive SMS communications from Verasol Lending Solutions, you agree to receive text messages regarding important updates, appointment reminders, billing inquiries, and promotional offers (if applicable). Your consent is voluntary and can be revoked at any time.
Information obtained through the SMS consent process, including phone numbers (407-544-0004 and 407-544-0003), will not be shared with third parties for marketing purposes.
1.2 Types of SMS Communications
If you have given consent, you may receive text messages related to the following:
- Appointment reminders
- Follow-up messages
- Billing inquiries
- Promotions or offers (if applicable)
Example Message:
“Hello, this is a reminder of your upcoming appointment with [Name] at [Location] on [Date] at [Time]. Reply STOP to opt out of SMS messaging at any time.”
1.3 Message Frequency
Message frequency may vary depending on the type of communication. You may receive up to three (3) SMS messages per week regarding appointments, billing, or account status.
Example Message:
“Message frequency may vary. You may receive up to 3 SMS messages per week regarding your appointments or account status.”
1.4 Message & Data Rates
Standard message and data rates may apply based on your carrier’s pricing plan. These fees may vary for domestic and international messages.
1.5 Opt-In Methods
You may opt in to receive SMS messages from Verasol Lending Solutions through the following methods:
- Verbally during a conversation
- Submitting an online form
- Filling out a paper form
1.6 Opt-Out Method
You can opt out of receiving SMS messages at any time by:
- Replying “STOP” to any SMS received
- Contacting us directly to request removal from our messaging list
1.7 Help & Support
For assistance, reply with the keyword “HELP” or visit our Privacy Policy and Terms and Conditions pages.
1.8 Additional Options
If you do not wish to receive SMS messages, you may leave the SMS consent box unchecked when filling out forms.
1.9 Standard Messaging Disclosures
- Message and data rates may apply.
- Opt out anytime by texting “STOP”.
- For assistance, text “HELP” or visit our Privacy Policy and Terms and Conditions pages.
- Message frequency may vary.
2. Acceptance of Terms
By accessing or using the website (verasollendingsolutions.com) and services provided by Verasol Lending Solutions, LLC (“Verasol,” “we,” “us,” or “our”), you agree to be bound by these Terms of Service (“Terms”). If you do not agree to these Terms, do not use our services.
3. Services Description
Verasol Lending Solutions, LLC provides mortgage lending and related financial services. Our services include but are not limited to residential and commercial loans, mortgage consultation, and lending-related services.
4. Eligibility
You must be at least 18 years old and capable of forming a legally binding contract to use our services. By using our services, you represent and warrant that you meet these requirements.
5. User Accounts and Information
5.1 Account Accuracy
You agree to provide accurate, current, and complete information during the registration process and to update such information to keep it accurate, current, and complete.
5.2 Account Security
You are responsible for maintaining the confidentiality of your account credentials and for all activities that occur under your account.
6. Loan Application Process
6.1 Application Information
You agree to provide truthful, accurate, and complete information in all loan applications and supporting documents.
6.2 No Guarantee
Submission of a loan application does not guarantee approval. All loans are subject to underwriting approval and program guidelines.
6.3 Credit Authorization
By submitting a loan application, you authorize us to obtain and verify credit information and employment history.
7. Communication Consent
7.1 Electronic Communications
You consent to receive communications from us electronically, including emails and text messages.
7.2 Telephone Communications
By providing your telephone number, you consent to receive calls and text messages, including through automatic telephone dialing systems, for both marketing and servicing purposes.
8. Intellectual Property Rights
8.1 Ownership
All content on our website, including text, graphics, logos, and software, is our property or the property of our licensors and is protected by copyright and other intellectual property laws.
8.2 Limited License
We grant you a limited, non-exclusive, non-transferable license to access our website for personal use.
9. Prohibited Activities
You agree not to:
- Violate any applicable laws or regulations
- Submit false or misleading information
- Interfere with the proper functioning of our website
- Attempt to gain unauthorized access to our systems
- Use our services for any illegal or unauthorized purpose
- Harass, abuse, or harm others
- Transmit viruses or malicious code
10. Third-Party Services
10.1 Links and Integration
Our services may contain links to or integrate with third-party services. We are not responsible for third-party content or services.
10.2 No Endorsement
The presence of third-party links does not imply endorsement or association with these parties.
11. Disclaimer of Warranties
OUR SERVICES ARE PROVIDED “AS IS” AND “AS AVAILABLE” WITHOUT WARRANTIES OF ANY KIND, EITHER EXPRESS OR IMPLIED. WE DISCLAIM ALL WARRANTIES, INCLUDING IMPLIED WARRANTIES OF MERCHANTABILITY, FITNESS FOR A PARTICULAR PURPOSE, AND NON-INFRINGEMENT.
12. Limitation of Liability
IN NO EVENT SHALL VERASOL LENDING SOLUTIONS, LLC BE LIABLE FOR ANY INDIRECT, INCIDENTAL, SPECIAL, CONSEQUENTIAL, OR PUNITIVE DAMAGES ARISING FROM YOUR USE OF OUR SERVICES.
13. Indemnification
You agree to indemnify and hold harmless Verasol Lending Solutions, LLC and its officers, directors, employees, and agents from any claims, damages, or expenses arising from your use of our services or violation of these Terms.
14. Modification of Services
We reserve the right to modify, suspend, or discontinue any part of our services at any time without notice.
15. Changes to Terms
We may modify these Terms at any time. Continued use of our services after changes constitutes acceptance of the modified Terms.
16. Governing Law
These Terms shall be governed by the laws of the State of Florida, without regard to its conflict of law provisions.
17. Dispute Resolution
17.1 Arbitration
Any dispute arising from these Terms shall be resolved through binding arbitration in Lake Mary, Florida.
17.2 Class Action Waiver
You waive any right to participate in a class action lawsuit or class-wide arbitration.
18. Severability
If any provision of these Terms is found to be unenforceable, the remaining provisions shall remain in full force and effect.
19. Contact Information
For questions about these Terms, contact us at:
Verasol Lending Solutions, LLC
801 International Pkwy Suite 500
Lake Mary, FL 32746
Phone: (407) 544-0004
Email: support@verasollendingsolutions.com