Conventional Loans
Mortgages that are not insured or guaranteed by a government agency, used for eligible purchases and refinances.
Conventional loan detailsMortgage options
Verasol Lending Solutions (NMLS 2600337) works with residential and commercial borrowers from its Lake Mary, Florida office. Compare what each program is used for, then discuss current eligibility, terms, and costs with a licensed professional.
Each guide puts facts first: who the program may fit, what documents borrowers may need, tradeoffs to compare, and questions to ask next.
Mortgages that are not insured or guaranteed by a government agency, used for eligible purchases and refinances.
Conventional loan detailsMortgages insured by the Federal Housing Administration, with current qualification, property, and mortgage-insurance rules.
FHA loan detailsMortgages guaranteed by the U.S. Department of Veterans Affairs for eligible military borrowers.
VA loan detailsFinancing for loan amounts above current conforming loan limits.
Jumbo loan detailsReplaces an existing mortgage to review rate, term, payment, or eligible cash-out goals.
Refinance detailsGuidance for buyers comparing programs, down-payment options, documents, and next steps.
First-time homebuyer detailsFinancing for eligible residential property the borrower will not occupy as a primary home.
Investment property details| Loan type | Typically used for |
|---|---|
| Conventional | Purchases and refinances without government insurance |
| FHA | Eligible primary-home financing insured by FHA |
| VA | Eligible primary-home financing tied to military service |
| Jumbo | Loan amounts above conforming limits |
| Refinance | Replacing an existing mortgage or eligible cash-out |
| First-time homebuyer | Preparing for and financing a first home purchase |
| Investment property | Eligible non-owner-occupied residential property |
Read mortgage FAQs about FHA, VA, conventional, refinance, cash-out, and first-time buyer options, or call 407-544-0004 to talk through your goals.