Mortgage options

Compare mortgage loan options before your first conversation

Verasol Lending Solutions discusses purchase, refinance, government-backed, and investor financing. Start with the option that matches your goal, then bring your income, property, timing, and budget questions to a licensed loan professional.

Answer first No single mortgage fits every borrower. Loan type, down payment, occupancy, military eligibility, credit profile, property, and refinance goal can all affect which options are worth discussing.
Purchase

Conventional loans

Traditional financing with flexible terms and down-payment structures, subject to program and underwriting requirements.

Read the conventional loan guide
Government-backed

FHA loans

Flexible qualification and lower-down-payment conversations backed by the Federal Housing Administration.

Read the FHA loan guide
Military benefit

VA loans

Home-loan benefit conversations for eligible veterans, service members, and surviving spouses.

Read the VA loan guide
Existing homeowners

Refinance and cash-out

Compare a current mortgage with a new structure or discuss accessing available home equity.

Read the refinance guide
Investment

Investor financing

Verasol's public product information also identifies fix-and-flip, rental, multifamily, commercial, and portfolio-loan conversations.

Ask which investor topics are available

Prepare

Questions that make a first conversation useful

  • Is this a primary residence, second home, or investment property?
  • Are you purchasing, refinancing, or exploring cash-out?
  • What monthly-payment range and cash-to-close range are you considering?
  • What timing, property, credit, income, or documentation questions do you have?