801 International Pkwy Suite 500, Lake Mary, FL 32746

About Carlos Medina

A Bilingual Mortgage Expert Serving Central Florida With Truth, Strategy, and Heart

Homeownership changes lives — and for more than 15 years, I’ve made it my mission to guide families through that journey with clarity and confidence. As a Loan Officer with Verasol Lending Solutions (NMLS #2005330), I serve homebuyers, homeowners, and real estate investors throughout Florida, with access to more than 70 lending partners to find the right fit for every scenario — not just the one product on the shelf.

I work fully bilingual in English and Spanish, because I believe language should never be a barrier to understanding one of the biggest financial decisions of your life. My focus spans FHA, VA, USDA, DSCR investment loans, construction-to-permanent financing, reverse mortgages, HELOCs, and down payment assistance programs like Florida Hometown Heroes — built for first responders, teachers, healthcare workers, and everyday families working toward ownership.

Before lending, my passion was mentorship — investing in young people and helping them see possibilities for their future. That same educator’s heart shapes how I work with clients today. I approach every file with a focus on:

  • Education – making sure you understand your options, not just your paperwork
  • Strategy – structuring your financing around your actual goals, not a one-size-fits-all product
  • Access – tapping a 70+ lender network so the right loan finds you, not the other way around
  • Relationship – walking with you long after closing day, not disappearing once the deal funds

I’m a proud Army Veteran, a man of faith, and above all, a husband of over 15 years to my wife Michelle and father to four daughters. That family is the reason I do this work with integrity — because how I show up for clients is a reflection of who I am at home. Outside of the office, you’ll find me investing in the next generation of leaders, deep in a good book on theology or history, or just enjoying a quiet moment with a cigar and good conversation.

If you’re looking for a mortgage professional who blends real expertise with real care — someone who treats your goals like they’re personal — I’d be honored to earn your trust. Verasol Lending Solutions — Home Lending With Truth and Light.